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Debit Card

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  • What is Allpoint?
  • What ATMs can I withdraw money from with my SoFi Checking Debit Card without paying a fee?
  • When do I get my SoFi debit card?
  • Can I link a prepaid debit card to my SoFi Checking and Savings account?
  • When will I receive my SoFi Mastercard Debit Card?
  • Debit Card Activation
  • Can I use my SoFi debit chip card outside the US?
  • What is the foreign exchange fee on the SoFi Checking account?
  • Why was the Mastercard cell phone insurance benefit taken away?
  • How long will my SoFi debit card dispute investigation take?
  • What do I need to do before I receive my new SoFi debit card?
  • I think my SoFi Mastercard debit card got sent to the wrong address. What should I do?
  • Is the SoFi debit card a prepaid card or a true debit card?
  • Can I have a second SoFi debit card?
  • I just returned an item purchased with my SoFi debit card…when can I expect to see my refund?
  • I received a new SoFi debit card that I did not request.
  • Can SoFi ship SoFi debit cards overseas?
  • What happens if a refund is processed to a deactivated SoFi debit card?
  • I exceeded my max number of PIN attempts with my SoFi debit card. Can you help?
  • Can you expedite the arrival of my SoFi debit card?
  • How do I reset my PIN for my SoFi debit card?
  • Can I use my SoFi debit card in other countries?
  • How do I get a SoFi debit card for a joint account holder?
  • My SoFi debit card tap-to-pay feature isn't working, can you help?
  • My SoFi debit card has been Lost, Stolen or Damaged.
  • Freezing/Unfreezing Your SoFi debit card
  • How do I get a SoFi debit card for the joint account holder?
  • Virtual SoFi debit card/ Digital Wallet Setup (Instant Provisioning)
  • I was using the cellphone insurance feature, what happens now?
  • Samsung Wallet (How to connect a SoFi debit card)
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ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

Diversification can help reduce some investment risk. It cannot guarantee profit or fully protect against loss in a declining market.

SoFi doesn’t provide tax or legal advice. Individual circumstances are unique. Consult with a qualified tax advisor or attorney.

"SoFi Invest" is the brand name for brokerage products and services offered through SoFi Securities LLC (SFS) Member FINRA Opens A New Window. /SIPC Opens A New Window. including SoFi Money™, advisory services offered through SoFi Wealth LLC (SFW) an SEC Registered Investment Adviser, and cryptocurrency services offered through SoFi Digital Assets, LLC (SDA). SFS, SFW, and SDA are affiliated companies under the common control of Social Finance, Inc. (SoFi). Neither SoFi nor its subsidiaries are a bank.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Clearing and custody of all securities are provided by APEX Clearing Corporation. Information on SoFi Wealth available in the firm's Form ADV Part 2 Brochure on the SEC's website.

SoFi® Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 3.75% APY for savings and 2.50% APY for checking balances. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). Interest rates are variable and subject to change at any time. These rates are current as of 1/4/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

Additional information can be found at www.sofi.com/legal/banking-rate-sheet

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