SoFi Checking and Savings
Top Questions
- Does increasing my FDIC insurance change the APY I earn on my cash?
- SoFi's Insured Deposit Program
- How do I add a beneficiary to my SoFi Checking and Savings account?
- I am traveling outside of the US, will my SoFi Debit Chip Card still work?
- How do I remove SoFi Debit Card from my Smart Watch?
- How do I add a SoFi Debit Card to my Smart Watch?
Pay in 4
- What is Pay in 4?
- How do I set up Pay in 4?
- Do all merchants accept the Pay in 4 virtual card?
- How do I add my Pay in 4 virtual card to my digital wallet?
- How do I set up a Pay in 4 payment?
- Where can I find my card number so that I can purchase something online?
Getting Started with SoFi Checking and Savings
- Can I send and receive money with Zelle using SoFi Checking and Savings?
- Can I export my Checking and Savings transactions?
- How can I find my Monthly Interest Earned?
- Why did SoFi become a bank?
- Who can open a SoFi Checking and Savings account?
- What are the benefits of banking with SoFi?
About SoFi Checking and Savings
- Where can I find the SoFi Deposit Account Agreement?
- Are there any SoFi Checking and Savings transaction limits?
- Can I order physical checks for my SoFi Checking account?
- Does SoFi offer Certificates of Deposit (CDs)?
- How is the interest earned on my Checking or Savings account calculated?
- How often is the interest accrued and compounded?
SoFi Checking and Savings Transfers & Linking
- How do I edit or cancel a bank account transfer?
- How to transfer money from my SoFi Bank account to another account
- What are the Checking & Savings transfer and withdrawal limits?
- Everything you need to know about P2P payments with SoFi!
- How do I link or unlink an external bank account?
- When will my funds be available and what is a deposit hold?
Direct Deposit
- 🎉 Unlocking our highest savings annual percentage yield (APY)! 🎉
- What is a direct deposit and what is considered a qualifying direct deposit?
- How do I get the highest savings APY?
- What features do I get with recurring direct deposits?
- How do I automatically set up a direct deposit for my SoFi Checking and Savings account?
- How do I manually set up direct deposit for SoFi Checking and Savings? (Direct deposit form)
AutoPilot (NEW)
- What is Autopilot
- How do I access Autopilot?
- When do Autopilot transfers happen?
- Can I use Autopilot if I don’t use Vaults?
- Can I use Autopilot without setting up direct deposit?
- What if the dollar amount I specify is larger than my direct deposit?
Bill Pay
- How do I set up Bill Pay in my SoFi Checking and Savings account?
- How do I cancel or edit a Bill Pay in my SoFi Checking and Savings account?
- Cannot Cancel a Bill Payment
- I made a bill payment in my SoFi Checking account and the payee is not showing the payment.
- Why was my bill payment taken out of my SoFi Checking account before it was scheduled?
- I am trying to pay a bill and after entering the card number the system gives me a different biller name. Why is this happening in my SoFi Checking account?
Debit Card
- What is Allpoint?
- What ATMs can I withdraw money from with my SoFi Checking Debit Card without paying a fee?
- When do I get my SoFi debit card?
- Can I link a prepaid debit card to my SoFi Checking and Savings account?
- When will I receive my SoFi Mastercard Debit Card?
- Debit Card Activation
Mobile Check Deposit
Overdraft Coverage
Overdraft Protection
Vaults
- How do I open a Vault in SoFi Checking and Savings?
- Are there any fees or minimums to use a vault?
- How many vaults can I have with SoFi Checking and Savings?
- How do I move money to and from a vault in SoFi Checking and Savings?
- Can I set up a recurring Vault transfer with SoFi Checking and Savings?
- How do I close a vault in SoFi Checking and Savings?
Roundups
AutoSave
Safe Dollars
Joint SoFi Checking and Savings accounts
- Do you offer joint accounts with SoFi Checking and Savings?
- How old do I have to be to open SoFi Checking and Savings accounts or be a joint account holder?
- How Do I send a Joint Account Invitation for SoFi Checking and Savings?
- How Do I apply for SoFi Checking and Savings as a Secondary User?
- I have a joint SoFi Checking and Savings account. How does cash back work?
- Why can't I have my own SoFi Checking and Savings accounts and a second joint account with my partner?
Transaction Help
- How do I stop my recurring debit card payment?
- Why Is my debit card transaction pending?
- Why was my debit card transaction declined?
- I have an issue with the goods or services received in connection with a transaction on my SoFi Checking and Savings account.
- How do I stop payment on a check from my SoFi Checking account?
- Why haven’t I gotten my local offer cash back paid into my SoFi Checking and Savings account?