SoFi Checking and Savings
Top Questions
- How to View Distribution Amounts and Participating Banks
- How to Enroll or Un-enroll in the SoFi Insured Deposit Program (SIDP)
- What’s the SoFi Insured Deposit Program (SIDP)?
- How do I add a beneficiary to my SoFi Checking and Savings account?
- I am traveling outside of the US, will my SoFi Debit Chip Card still work?
- How do I remove SoFi Debit Card from my Smart Watch?
Direct Deposit
- What is a direct deposit and what is considered an eligible direct deposit? (C&S)
- What features do I get with recurring direct deposits?
- How do I automatically set up a direct deposit for my SoFi Checking and Savings account?
- How do I manually set up direct deposit for SoFi Checking and Savings? (Direct deposit form)
- How do I find my routing and account numbers for SoFi Checking and Savings?
- How does early paycheck work and will my paycheck always arrive two days early?
Debit Card
- What is Allpoint?
- What ATMs can I withdraw money from with my SoFi Checking Debit Card without paying a fee?
- When will I receive my SoFi Mastercard Debit Card?
- Debit Card Activation
- What is the foreign exchange fee on the SoFi Checking account?
- How long will my SoFi debit card dispute investigation take?
Getting Started with SoFi Checking and Savings
- Can I export my Checking and Savings transactions?
- How can I find my Monthly Interest Earned?
- What are the benefits of banking with SoFi?
- How do I open SoFi Checking and Savings accounts?
- What's the interest rate for SoFi Checking and Savings?
- What is Overdraft Protection?
About SoFi Checking and Savings
- Where can I find the SoFi Deposit Account Agreement?
- Are there any SoFi Checking and Savings transaction limits?
- Can I order physical checks for my SoFi Checking account?
- Does SoFi offer Certificates of Deposit (CDs)?
- How is the interest earned on my Checking or Savings account calculated?
- How often is the interest accrued and compounded?
Multi-Accounts
- How does the FDIC insurance work now that I can have multiple accounts?
- If I open a new Joint Account, will the other owner see my existing Individual Account?
- I already have a Joint Account with someone, can I remove them and invite someone else?
- Why are you only now offering Multi-Accounts? What took SoFi so long?
- What is Changing with Multi-Account?
Smart Card
Self-Service Wires
Pay in 4
- What is Pay in 4?
- How do I set up Pay in 4?
- Do all merchants accept the Pay in 4 virtual card?
- How do I add my Pay in 4 virtual card to my digital wallet?
- How do I set up a Pay in 4 payment?
- Where can I find my card number so that I can purchase something online?
P2P
SoFi Checking and Savings Transfers & Linking
- What are instant transfers? Am I eligible to use this feature?
- Can I use an instant transfer to pay a bill, or send money to a friend?
- How much do Instant Transfers cost?
- How do I send an Instant Transfer from my Checking and Savings account?
- Why do transfers arrive faster from some banks than others?
- How do I edit or cancel a bank account transfer?
Bill Pay
AutoPilot (NEW)
Mobile Check Deposit
Overdraft Coverage
Overdraft Protection
Vaults
- What is the difference between Savings and Vaults?
- What are Vaults?
- How do I open a Vault in SoFi Checking and Savings?
- Are there any fees or minimums to use a vault?
- How many vaults can I have with SoFi Checking and Savings?
- How do I move money to and from a vault in SoFi Checking and Savings?
Roundups
AutoSave
Joint SoFi Checking and Savings accounts
- Do you offer joint accounts with SoFi Checking and Savings?
- How old do I have to be to open SoFi Checking and Savings accounts or be a joint account holder?
- How Do I apply for SoFi Checking and Savings as a Secondary User?
- Why can't I have my own SoFi Checking and Savings accounts and a second joint account with my partner?
Transaction Help
- How do I dispute a charge for my SoFi Debit Card? Can I submit a dispute online?
- When will I get my Checking and Savings statement?
- How do I stop my recurring debit card payment?
- Why Is my debit card transaction pending?
- Why was my debit card transaction declined?
- I have an issue with the goods or services received in connection with a transaction on my SoFi Checking and Savings account.