Personal Loans
About SoFi Personal Loans
- Does SoFi offer business loans?
- What are SoFi's Personal Loan term options?
- If interest rates rise and I have a variable rate loan, what is the highest rate I could pay?
- How will my Personal Loan funds be disbursed?
- Can I have multiple Personal Loans with SoFi?
- How can I amortize my personal loan?
Tax Preparation-Personal Loans
Personal Loan Information
- What happens to my Personal Loan if I die?
- I was asked to provide a voided check, but I don't have one. What should I do?
- Can I combine my credit card debt with my student loans into one personal loan?
- What do I do if I need to adjust the loan amount I borrowed on my personal loan?
- I am having an issue with the disbursement of my personal loan.
- How do I get a payoff letter for my SoFi Personal Loan?
Eligibility
Application Process
- How long does a Personal Loan application process take?
- What is the Finance Charge on my Personal Loan signing documents?
- Why do you want my bank information for my Personal Loan application? I'm not approved yet.
- Why is my rate higher in the approval packet?
- What happens if my income changes during my Personal Loan application period or after my loan funded?
- Learn more about Personal Loan Direct Pay
Co-Borrowers
- How does my co-borrower sign for my Personal Loan?
- I get an error message "name is invalid" when adding my co-borrower. What should I do?
- Can I change/remove my co-borrower from my Personal Loan application?
- Do you accept co-borrowers for Personal Loans?
- What’s the difference between a co-applicant, co-borrower, and co-signer?
- How do I add a co-borrower to my loan?
Loan Payments
- How do I delete a bank account from the list of payment methods on my personal loan?
- How do I add a bank account to use as a payment method for my personal loan?
- Can SoFi postpone my Personal Loan autopay for this month only?
- What happens when my Personal Loan auto payment is due on a holiday or weekend?
- How do I cancel a payment for my Personal Loan?
- Why is the system not letting me make a Personal Loan payment for today? / Why can't I make another payment?