For Personal Loans, Private Student Loans, and Student Loan Refinances, the finance charge shown on your signing documents is the estimated amount of interest you would pay over the life of the loan based on the terms in your agreement.
- This estimate assumes the loan is repaid as scheduled
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If you pay extra or pay your loan off early, the amount of interest you actually pay may be lower
- You are not responsible for the remaining
- Loans do not have prepayment penalties
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