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SoFi Money Information

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  • Are my funds protected while in transit to one or more of the Partner Banks?
  • Can I deposit a small business loan?
  • Why does it say my SSN is already in use on my SoFi Money application?
  • How long does the SoFi Money application process take?
  • Can SoFi Money be used with Zelle and related 3rd party payment providers?
  • Can I make a transfer to a non-US bank?
  • Can I make an international transfer via SoFi Money?
  • Can I make wire transfers from my SoFi Money cash management account?
  • Who are SoFi Money Sweep Program's partner banks?
  • How do I transfer money from my SoFi Money account to my SoFi Invest account?
  • What are the dollar amount limits on a Mobile Check Deposit?
  • How do I upload a document to my SoFi Money account?
  • Why can't I connect my SoFi Money account to Cyrpto.com ?
  • What information do I need to send someone money from SoFi Money?
  • Do you offer joint accounts for SoFi Money?
  • Can I combine two SoFi Money accounts into one joint account?
  • How can I access my money in SoFi Money?
  • How can I tell if my joint member has been accepted or not?
  • Why am I unable to open a SoFi Money cash management account?
  • Why can't I have my own account and a second account joint with my partner?
  • How do I close my SoFi Money cash management account?
  • What's the difference between available balance and current balance?
  • How soon will my funds be available after making a Mobile Check Deposit?

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Cottonwood Heights, Utah 84121

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Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

Diversification can help reduce some investment risk. It cannot guarantee profit or fully protect against loss in a declining market.

SoFi doesn’t provide tax or legal advice. Individual circumstances are unique. Consult with a qualified tax advisor or attorney.

"SoFi Invest" is the brand name for brokerage products and services offered through SoFi Securities LLC (SFS) Member FINRA Opens A New Window. /SIPC Opens A New Window. including SoFi Money™, advisory services offered through SoFi Wealth LLC (SFW) an SEC Registered Investment Adviser, and cryptocurrency services offered through SoFi Digital Assets, LLC (SDA). SFS, SFW, and SDA are affiliated companies under the common control of Social Finance, Inc. (SoFi). Neither SoFi nor its subsidiaries are a bank.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Clearing and custody of all securities are provided by APEX Clearing Corporation. Information on SoFi Wealth available in the firm's Form ADV Part 2 Brochure on the SEC's website.

SoFi® Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

*SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 3.75% APY for savings and 2.50% APY for checking balances. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). Interest rates are variable and subject to change at any time. These rates are current as of 1/4/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.

Additional information can be found at www.sofi.com/legal/banking-rate-sheet

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