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Income Documents

  • Can I include my spouse's income? Can I include household income?
  • What if I'm retired? Can I include Retirement income?
  • Where can I put additional income on my application?
  • Can I include Bonus income?
  • Can I include my Commission income?
  • Can I include Alimony or Child Support as income?
  • Should I include Overtime income?
  • Can I include Rental income?
  • What is a verification of employment (VOE) and why is it needed?
  • What income documents do I need to provide if I am on short-term/long-term disability?
  • I am in the military. What can I include for my income?
  • Can I apply for a loan with SoFi if I do not have my own income; such as a stay at home spouse/parent?
  • I am self-employed. What document(s) is needed to show my income?
  • I am a teacher/educational professional. What document do you need from me to show income?
  • I am retired. What documents do you need from me to show income?

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Cottonwood Heights, Utah 84121

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Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

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