SoFi aims to revolutionize financial services, ultimately improving the system for everyone. Today, we’re able to offer significant savings and flexibility to US citizens, or citizens of one of the five U.S. territories (Puerto Rico, the U.S. Virgin Islands, American Samoa, Guam, or the Northern Mariana Islands) permanent residents who are employed and/or has a sufficient income from other sources with a responsible financial history and have a strong monthly cash flow.