I’m currently enrolled as a graduate student. Is there any way that I can refinance my student loans?

If you are currently unemployed but have a future promise of employment, an offer letter of employment must be submitted. Please note that the offer letter must include your name, your future employer’s name, starting salary or pay rate and expected hours, employment start date (this can be up to 3 months post-graduation date,) and a signature or acceptable document format from your employer.

Eligible borrowers may receive up to 9 months of in-school deferment followed by up to 6 months of post-graduation grace before required payments begin. Please note that interest continues to accrue. Voluntary payments for these loans are allowed.