Invest Instant Funding Limit is the amount of your deposit that is available immediately for trading.
Your Invest Instant Funding Limit is determined by multiple factors. Some of the factors are listed below:
- How long the Invest account has been opened
- The current balance of the Invest account
- If you’ve had any ACH deposits reversed by your bank
At this time, we do not offer any exceptions to the Instant Funding Limits. We cannot override the current limit.
Deposits over the Instant Funding Limit will be available for trading after 3 business days. Funds deposited that exceed the Instant Funding Limit will be included in your ‘Pending/Upcoming Buying Power’:
The Invest Instant Funding Limit does not affect deposits from your SoFi Money account. You can deposit up to $50,000 a day from your SoFi Money account and the full deposit will be available immediately for trading.
If you have any questions regarding your Invest Instant Funding Limit, please reach out to one of our Investment Specialists by calling us at 855-525-7634 or chat with us online.