What happens if my school certifies less than $5,000? July 31, 2020 15:30 Updated Follow If the loan is certified below $5,000 it will be withdrawn for not meeting our minimum loan amount. Related articles If I sell prior to the 120th day of trading, is the flipping fee deducted from my account balance? Can a Private Student Loan be used for a Graduate Certificate Program? How often is the interest accrued and compounded? What premium benefits do I get with SoFi Plus? Does my homeowners insurance cover cyberattacks?