Do you require students to make Satisfactory Academic Progress (SAP) in order to receive the loan? May 06, 2022 20:27 Updated Follow No, Satisfactory Academic Progress (SAP) is not a requirement for a SoFi Private Student Loan. Related articles Is satisfactory academic progress a requirement for the SoFi Private Student Loan? Do I need a co-signer? What are the benefits to having a co-signer? How long does the application process take? How quickly can I get my loan? How long can I defer the loan? Can I defer payments until I’m done with school? Should I apply one semester at a time for my Private Student Loan, or for the whole school/academic year?