Authorized User basics for SoFi Credit Card – SoFi

What is an Authorized User?

An authorized user is someone who’s been added to a credit card account by the primary cardholder. They receive a credit card in their name that is linked to the primary cardholder’s account. While the authorized user is not responsible for the account and its status, it may reflect on their credit.
Authorized users can purchase on the account, and spend rewards are applied to the primary cardholder's rewards balance.
Payments are the primary cardholder's responsibility.
The minimum age required for an authorized user is 15.
The maximum number of authorized users you can have is 5.

Authorized User Capabilities

Speaking with an Agent	Using the Automated Phone System	Using Web or Mobile App
Activate their card Update their profile information Report their card as lost or stolen Report fraud on their card Review details on their own transactions Dispute their transactions Remove themselves as an authorized user Freeze/Unfreeze their card Make a payment Hear balance due on the account Hear the date and amount of the last payment	Activate their card Hear balance due on the account Hear recent transaction details Hear date and amount of the last payment Make a payment	N/A

How do I Add/Remove an Authorized User?

To Add:

Log into your SoFi account and click on Credit Card.
Click More and select Authorized User.
Click Add an authorized user.
If an authorized user already exists, the button will say Add additional cardholder.
Complete all fields and click Next.
Confirm all information is correct and click Next.

To Remove:

Authorized users must call (844)-945-SOFI(7634) to request removal from the account.