SoFi Help Center home page
Create account Log in
  1. SoFi
  2. SoFi Member
  3. SoFi Member Benefits

SoFi Member Benefits

  • What benefits do I have for being a SoFi Member?
  • How do I set up an advisory appointment with a Financial Planner?
  • How does SoFi identify me as a member?
  • What is the SoFi Member Rate Discount?
  • Who is eligible for the SoFi Member Rate Discount?
  • I used to have a SoFi loan but I paid it off. Am I still considered a member and will I still get the Member Rate Discount on a subsequent loan product?
  • Can I get the Member Rate Discount on the same type of loan product?
  • If I have a SoFi Invest or Money account that doesn’t meet the minimum balance required to get the Member Rate Discount, but I have or had a SoFi loan, can I get the Member Rate Discount on another loan that I take out with SoFi?
  • Can I get the Member Rate Discount on more than one SoFi loan?
  • If I’m not in good standing on my SoFi loan, can I qualify for the Member Rate Discount on my next loan?
  • Can I get the 0.125% Member Rate Discount in addition to the 0.25% AutoPay discount?
  • Can I get the 0.125% Member Rate Discount in addition to a rate discount offered by my employer or association?
  • How will I know that the Member Rate and/or Fee Discount is being applied to the rate and/or fee quote in my application?
  • When does the Member Discounts offer start?
  • How does SoFi identify me as a Member?
  • I funded my second loan with SoFi before the Member Discounts were announced. Will I get the discount retroactively, or does it only apply to new loans moving forward?
  • When does this offer end? Is this a limited-time offer?
  • Does the Member Rate Discount apply to both variable and fixed rate loans?
  • I have questions about the Prep Expert offer?

Legal

Terms of Use Disclaimers Licenses NMLS Access Eligibility Criteria Accessibility Business Continuity

Company

About Us How it Works Reviews Press Our Values Jobs Blog

Sign up for our newsletter:

Find us

Facebook LinkedIn Twitter Instagram

2750 East Cottonwood Parkway #300
Cottonwood Heights, Utah 84121

SoFi iOS App SoFi Android App
Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

Diversification can help reduce some investment risk. It cannot guarantee profit or fully protect against loss in a declining market.

SoFi doesn’t provide tax or legal advice. Individual circumstances are unique. Consult with a qualified tax advisor or attorney.

"SoFi Invest" is the brand name for brokerage products and services offered through SoFi Securities LLC (SFS) Member FINRA Opens A New Window. /SIPC Opens A New Window. including SoFi Money™, advisory services offered through SoFi Wealth LLC (SFW) an SEC Registered Investment Adviser, and cryptocurrency services offered through SoFi Digital Assets, LLC (SDA). SFS, SFW, and SDA are affiliated companies under the common control of Social Finance, Inc. (SoFi). Neither SoFi nor its subsidiaries are a bank.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Clearing and custody of all securities are provided by APEX Clearing Corporation. Information on SoFi Wealth available in the firm's Form ADV Part 2 Brochure on the SEC's website.

234 1st Street, San Francisco, CA 94105

©2020 Social Finance, Inc. All rights reserved.

TLS 1.2 Encrypted

Equal Housing Lender