Banking with SoFi (NEW)
Get up to 1.25% Annual Percentage Yield*(APY) on Checking and Savings!
Getting Started with SoFi Checking and Savings
- Why did SoFi become a bank?
- Who can open a SoFi Checking and Savings account?
- What are the benefits & features of banking with SoFi?
- How do I open SoFi Checking and Savings accounts?
- What's my interest rate for SoFi Checking and Savings?
- What is Overdraft Protection?
About Banking with SoFi
- How do I get cash back from a local offer?
- I have a SoFi Loan, how will SoFi’s transition to SoFi Bank, National Association affect me?
- How do I transfer money from my SoFi Checking and Savings accounts to my SoFi Invest account?
- Can I make wire transfers with SoFi Checking and Savings?
- What can I do with SoFi Banking?
- How do I close my SoFi Checking and Savings accounts?
Direct Deposit
- How do I set up direct deposit for SoFi Checking and Savings?
- Why is direct deposit required for certain benefits?
- How do I find my routing and account numbers for SoFi Checking and Savings?
- My Financial institution/employer does not recognize my routing number. What should I do?
- Can I set up direct deposit to SoFi Checking and Savings with my Pension Plan?
- Can I set up direct deposit to SoFi Checking and Savings with my Social Security benefit?
P2P
- How can I send money to friends and family from my SoFi Checking account?
- Can I set up a recurring P2P transfer with SoFi Checking and Savings?
- I just sent money from SoFi Checking to a friend (via P2P), when will they get it?
- I sent money to a friend (via P2P) from my SoFi Checking account. How do I cancel it?
- How do I cancel a recurring P2P from my SoFi Checking Account?
- Can I set up a recurring P2P transfer?
Bill Pay
- How do I set up Bill Pay in my SoFi Checking and Savings account?
- How do I cancel or edit a Bill Pay in my SoFi Checking and Savings account?
- I made a bill payment in my SoFi Checking account and the payee is not showing the payment.
- Why was my bill payment taken out of my SoFi Checking account before it was scheduled?
- I am trying to pay a bill and after entering the card number the system gives me a different biller name. Why is this happening in my SoFi Checking account?
- I tried to pay a bill and can't find the biller on the SoFi Checking account 'Set Up Bill Pay' list.
Debit Card
- When do I get my SoFi debit card?
- Can I link a prepaid debit card to my SoFi Checking and Savings account?
- When will I receive my SoFi Mastercard Debit Card?
- Debit Card Activation
- Can I use my SoFi debit chip card outside the US?
- What is the foreign exchange fee on the SoFi Checking account?
Overdraft Protection
Joint SoFi Checking and Savings accounts
- I have a joint SoFi Checking and Savings account. How does cash back work?
- Why can't I have my own SoFi Checking and Savings accounts and a second joint account with my partner?
- Do you offer joint accounts with SoFi Checking and Savings?
- How old do I have to be to open SoFi Checking and Savings accounts or be a joint account holder?
- Can I combine two SoFi Checking and Savings accounts into one joint account?
Transaction Help
- Why Is my debit card transaction pending?
- Why was my debit card transaction declined?
- I have an issue with the goods or services received in connection with a transaction on my SoFi Checking and Savings account.
- I'd like to dispute a funds transfer on my SoFi Checking account?
- How do I stop payment on a check from my SoFi Checking account?
- Why haven’t I gotten my local offer cash back paid into my SoFi Checking and Savings account?