What’s the option to send money to someone outside the U.S.?

If you have an eligible SoFi Checking or Savings account, you can send money abroad directly from the SoFi app for a small fee.

Depending on the destination country, you can send money using either:

Your recipient’s payment handle and/or
Their local bank account details or account identifiers

To get started:

Go to Banking > Pay > Pay a friend (U.S. or abroad).
Select the destination country.
Explore exchange rates and fees
Enter the recipient’s payment handle or bank account details, depending on the country.
Enter the amount and reason for the payment.
Review the recipient details, fees, exchange rate, estimated delivery time, and disclosures.
Slide to send.

Most payments are processed within minutes, but delivery times may vary by country, payment method, recipient bank, and other factors.

You can cancel for a full refund within 30 minutes of payment by calling us or chatting with us, unless the funds have already been deposited into the recipient’s account.

_{Global remittance services are available to SoFi members through SoFi Checking and Savings. SoFi Checking and Savings is offered by SoFi Bank, N.A., Member FDIC. Transfers are subject to the terms of the SoFi Bank Deposit Account Agreement in effect at the time of payment. Fees, exchange rates, and estimated delivery times will be presented prior to payment confirmation. Service availability may vary by country or recipient.}