SoFi Credit Card: Rewards and Additional Benefits

The specific rewards you earn can vary based on your SoFi Credit Card type:

SoFi Unlimited 2% Credit Card: 

• Standard: Earn 2% back on every purchase.
• SoFi Plus: Earn 5.5% cash back rewards on SoFi Travel (excluding airfare), 3.3% on airfare booked through SoFi Travel, and 2.2% cash back rewards on all other eligible purchases.

SoFi Everyday Cash Rewards Credit Card: 

• Standard: Earn 1.5% back on every purchase.
• SoFi Plus: Earn 5.5% cash back rewards on SoFi Travel (excluding airfare), 3.3% on airfare booked through SoFi Travel, 3.3% cash back rewards on dining, 2.2% cash back rewards on groceries, and 1.1% cash back rewards on all other eligible purchases.

SoFi Essential Credit Card: 

• Standard: Earn 1% back on every purchase.
• SoFi Plus: Earn 5.5% cash back rewards on SoFi Travel (excluding airfare) and 3.3% cash back rewards on airfare booked through SoFi Travel.

**Terms apply. Rewards are subject to change and may have limitations.
 

For detailed information about how rewards points are earned with each card type, refer to the Rewards Agreement specific to your card:

• SoFi Unlimited 2% Credit Card Rewards Agreement
• SoFi Everyday Cash Rewards Credit Card Rewards Agreement
• SoFi Essential Credit Card Rewards Agreement

How Can I Redeem My Rewards Points?

1. Log in to your SoFi account at SoFi.com.
2. Click the Rewards icon in the top left corner of the screen (signified by a small diamond).
3. Select the Redeem option.
4. Choose the reward you want to redeem:
5. • Cash back
   • Statement credits

Follow the on-screen instructions to complete the redemption process.

Additional Cardholder Benefits

The SoFi Guide to Mastercard Benefits provides detailed information about a variety of benefits, including Cellular Wireless Telephone Protection.
 

To access detailed information about benefits, visit the SoFi Guide to Mastercard Benefits 

To file a claim or for more information on any of these services, call the Mastercard Assistance Center at 1-800-Mastercard (1-800-627-8372).
 

Budget Tracking

SoFi provides a feature called "Insights" for budget tracking. This tool is accessible through the SoFi App and offers more details at https://www.sofi.com/financial-insights/.

While the SoFi Credit Card may be compatible with certain third-party budgeting applications, please be aware that full support for tracking the card's activity may not yet be available within those platforms.

Need more help?

If you have questions or need further assistance, please contact SoFi customer support at 844-945-7634.