How do I withdraw cash from my SoFi Robo account?

To withdraw cash from your SoFi Robo account you will just need to schedule a withdrawal and our automated system will sell the investments and process the withdrawal on your behalf.

Conditions that must be satisfied before you can withdraw funds from a Robo Account: Your deposit hold has settled, 5 full business days after your deposit has been posted. (Market holidays are Not included in this business day count).

Steps to Withdraw funds from Robo Account:

Please Note: With a Robo Invest account, all funds will be invested and will show full account value.

SoFi Website: Click the following link to initiate a withdrawal: https://www.sofi.com/wealth/app/withdrawal

SoFi App: On the Invest Overview screen or within the Robo account, tap on the “Trade” button in the bottom right corner of the screen and tap on “Withdraw”.

Choose the amount you would like to withdraw (up to your full account value)
Select the 'From' and 'To' accounts for transfer.
Once a withdrawal is initiated, it will start the trade to withdraw cash. Trades will be processed on the next available business day.
The requested withdrawal will be transferred into your selected account within 2 business days.

Please Note: It can take 4-6 business days for your funds to post into the selected account based on normal ACH deposit timeframes. If you want to withdraw the full balance, you will want to enter the full balance amount or close it, on the withdrawal request and it will default to a ‘Full Balance Withdrawal’. Due to market fluctuations, the investments in your account may fluctuate and your balance may change by the time the system liquidates your investments for the withdrawal. Scheduling a ‘Full Balance Withdrawal’ will ensure the system will liquidate and withdraw the full balance regardless of any fluctuation in your account.