For one-time payments from a SoFi Bank/Money account:
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Payments will instantly debit from your SoFi Bank account
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Your credit card available credit will increase immediately
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If you don't already have a SoFi Bank account, you can open one here
For one-time payments from a non SoFi Bank/Money account:
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Payments typically take 3-5 business days to debit from your external bank account. This may take longer depending on the rules and policies of your external bank account provider.
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Your credit card available credit typically updates within 3-7 business days
For scheduled auto-payments (from a SoFi Bank account or external bank account):
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Payments are typically debited from your bank account within 3-5 business days
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Your credit card available credit typically updates within 3-7 business days