In addition to unlocking SoFi Plus and all its premium benefits for free, you’ll get access to these banking perks with a minimum of $1K via direct deposit:
- Up to $50 in no-fee overdraft coverage.
- Early access to your paycheck (up to 2 days early).
- Direct deposit welcome bonus (only for your first direct deposit).
If you’re currently paying for SoFi Plus and we get your direct deposit during your billing cycle, we'll automatically stop the subscription charges and give you a prorated refund for any paid days within 2 business weeks.
| ¹SoFi Plus: SoFi Plus is a premium membership that gives members access to our best APY, discounts, rewards, and more when they set up Direct Deposit. Benefits are subject to change and may not be available to everyone. All terms and conditions applicable to the use of SoFi Plus apply. To learn more about SoFi Plus, please see the SoFi Plus page. |