There are two ways to get SoFi Plus:
- Set up direct deposit: Open SoFi Checking & Savings accounts and set up direct deposit. Once your first direct deposit arrives (usually in 2-5 weeks), you’ll automatically unlock SoFi Plus. If it’s a joint account, both holders get access to SoFi Plus. Learn more about how to set up direct deposit here.
- Pay a subscription fee: Alternatively, you can pay a $10 subscription fee every 30 days using a credit or debit card, or directly from your SoFi Checking account. Just a heads-up—if you choose this option, only the person paying gets SoFi Plus access.