The only requirement is that you set up direct deposit to SoFi Checking and Savings account. If you do not have SoFi Checking and Savings, you’ll be able to open a new account when you sign up for SoFi Plus.
Once you have SoFi Checking and Savings, you’ll need to switch your qualifying direct deposit to SoFi. As soon as your first paycheck is deposited to your checking account or savings account (2-4 weeks after setup), you will automatically unlock your SoFi Plus benefits. Get started with SoFi Plus.