You can find the most up-to-date list of SoFi Plus benefits by logging in to your SoFi account in the app or on the website.
- Tap the Plus icon at the top of your Home page or go to your Profile icon.
- Select Membership & Rewards.
You can also view the full list of benefits here:
- Highest APY on Savings: You can earn the highest APY (annual percentage yield) on your SoFi Savings and Vault balances.
- 10% boost on all credit card cash back rewards: A 10% boost means you'll earn 10% more on your existing credit card cash back rewards. For example, if a purchase usually earns 100 points, it will now earn 110 points. For the Unlimited 2% Card, that’s unlimited 2.2% cash back rewards on all purchases and unlimited 3.3% on SoFi Travel bookings. For the Everyday Cash Rewards Card, that’s unlimited 3.3% cash back rewards on dining and SoFi Travel bookings, 2.2% on groceries, and 1.1% on everything else. For the SoFi Essentials Card, that's 3.3% cash back on SoFi Travel bookings.
- 2x rewards points: Earn double rewards points on qualifying activities (excluding credit card activity).
- 3% cash back on hotels: In addition to 10% off select hotels, you can use any credit or debit card and earn unlimited 3% cash back rewards on hotel bookings through SoFi Travel.
- 1% Invest match (offered by SoFi Invest): Earn an unlimited 1% match on recurring net deposits to a SoFi InvestⓇ account, paid in rewards points. The bonus will be calculated on monthly net recurring deposits via ACH. Withdrawals impact rewards points. Please note, benefits offered by SoFi Invest come with their own risks. They’re not FDIC insured, not guaranteed by SoFi Bank, and may lose value.
- Unlimited 1:1 financial planning sessions (offered by SoFi Wealth): Schedule unlimited sessions with a financial planner at no cost. Please note, this service is provided by SoFi Wealth and is separate from any benefits offered by SoFi Bank.
- IPO allocation priority (offered by SoFi Invest): If you have a SoFi Invest brokerage account, you’ll have the opportunity to receive priority IPO allocations. Please note, benefits offered by SoFi Invest come with their own risks. They’re not FDIC insured, not guaranteed by SoFi Bank, and may lose value.
- Personal loan rate discount: SoFi Plus members get a 0.25% rate discount on new personal loans. Terms apply.
- $1K home loan discount: Receive a $1,000 discount at closing on your first eligible home loan.
- Student Loan Refi Discount: SoFi Plus members get a rate discount on new student loan refinances. Terms apply.
- Exclusive live events: SoFi Plus members get insider access to pro sports games, concerts, and more live experiences. Look out for invites in your inbox.
- 50% Hello Privacy discount: SoFi Plus members get half off Hello Privacy’s tools to help protect their data and remove it from risky sites.
See terms for more details