How do I turn the Overdraft Protection feature On/Off?

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You can choose to turn Overdraft Protection on and off as needed by:

  1. Selecting 'More' from your Checking and Savings homepage

  2. 'Overdraft' 

  3. Then select "Yes" or "No" to toggle it on or off. 
    OR

  4. From your SoFi Checking and Savings homepage click 'AutoPilot.'

  5. Then from the AutoPilot screen, you can toggle Overdraft Coverage on/off.

Please note: If Overdraft Protection is not enabled, only your available spending balance will be used to cover your transactions.

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