You can choose to turn Overdraft Protection on and off as needed by:
-
Selecting the more icon from your Checking and Savings homepage
-
Select 'Overdraft'
-
Select "Yes" or "No" to toggle it on or off
OR -
From your SoFi Checking and Savings homepage, click 'AutoPilot'
-
Then from the AutoPilot screen, you can toggle Overdraft Coverage on/off
Please note: If Overdraft Protection is not enabled, only your available spending balance will be used to cover your transactions. Additionally, if you have pending transactions in your savings account, you must wait until they post prior to being able to turn this functionality off.