Why wasn't my application approved?
Lantern is a comparison tool that will reach out to our network of marketplace providers to help explore your options. Lantern does not include all products and services on the market. Additionally, rates, terms and conditions vary by provider. After selecting a desired option, you will be directed to submit an application on the corresponding provider company's website. They will process your application and determine your approval. For further details, kindly get in touch with the specific company you applied with.
Why is the rate I was given so high?
Lantern's goal is to provide a fair and transparent product marketplace so that our members have access to the financial solutions they may be seeking. We aim to provide as many choices as possible and we understand that, depending on our members' individual financial situations, certain offered rates/terms may not align with what our members are seeking.
What is the minimum credit score?
Our providers do not currently have a minimum credit score requirement. They evaluate on a variety of factors when reviewing applications.
Have more questions? Chat with us or call 855-456-7634 to speak with an agent.