SoFi Plus unlocks additional rewards, benefits, and better rates across select products. See the chart below for details on how SoFi Plus benefits compare to members with eligible deposits:
| SoFi Plus members (See terms) | Members with eligible deposits (See terms) | Standard | |
|---|---|---|---|
| SoFi Bank Savings APY | 4.50% APY on up to $20,000 in one Savings account and 3.10% APY on all other Savings balances |
3.10% APY |
0.80% APY |
| 1% match on eligible deposits into taxable SoFi Invest accounts | ✓ |
X |
X |
| 1% match on crypto purchases | ✓ |
X |
X |
| One-on-one sessions with experienced SoFi Wealth Financial Planners | Unlimited session |
30-min introductory session |
30-min introductory session |
| Rewards points on qualifying account activity | 2x |
1x |
1x |
| 10% boost on cash back rewards earned through select SoFi Credit Cards | ✓ |
X |
X |
| 0.25% Personal loan discount | ✓ |
✓ |
X |
| 0.125% Student loan refinance discount | ✓ |
✓ |
X |
| 0.125% Parent student loan discount | ✓ |
✓ |
X |
| Extra $500 SoFi Mortgage Loan discount | ✓ |
✓ |
X |
| Extra $200 home equity loan discount | ✓ |
✓ |
X |