SoFi is now a nationally chartered bank that offers SoFi Checking and Savings.
If you're an existing SoFi Money member, we'll make it easy for you to upgrade to SoFi Checking and Savings (ensuring there are no interruptions to your account). You'll be eligible for 3.75% APY on your Savings & Vaults balances and 2.50% APY on your Checking balances (with active direct deposit) with no change to your existing routing number, bill pays, or existing SoFi debit and credit cards.
If you are a new member, you can apply for SoFi Checking and Savings here.