SoFi is now a nationally chartered bank that will soon offer SoFi Checking and Savings. Until now, we've been partnering with the Bancorp Bank to provide an all-in-one cash management account.
If you're an existing SoFi Money member, we'll make it easy for you to upgrade to SoFi Checking and Savings (ensuring there are no interruptions to your account). You'll be eligible for 1.80% APY (With active direct deposit) with no change to your existing routing number, bill pays, or existing SoFi debit and credit cards.
If you are a new member, you can apply for SoFi Checking and Savings here.