Upgrading to SoFi Checking and Savings is completely optional at this time. However, we have worked hard to create a superior product with attractive features like higher interest rates and a better design. We believe you’ll enjoy it as much as we do!
When you upgrade, all the features you currently enjoy, including the same routing and account number, debit card, username, and password, will remain available to you.
You can still use SoFi Money to make transactions, but as of June 5, 2022, SoFi Money accounts no longer earn interest.
If you are still using SoFi Money and haven't upgraded to SoFi Checking and Savings, you will see upgrade prompts each time you log in to the SoFi app. Click the Upgrade Now button to start the process. As an existing SoFi Money member, the upgrade will be seamless with no interruptions to your account.