How does the Navient lawsuit ruling impact the Navient loans that I have refinanced with SoFi? January 21, 2022 21:06 Updated Follow SoFi loans are not covered under the lawsuit. When you refinance your old loan(s) with SoFi they become a SoFi loan. Related articles I would like to pay my Student Loan twice per month, is that an option? Contact Us I received a slightly better offer from one of your competitors. Is there anything you can do? I recently refinanced my Student Loan(s), but rates continue to go down. Is there a limit on refinancing? Can I have interest-only repayment come out of my checking automatically to pay off my loan?