As long as you get paid by direct deposit or add $5,000 or more every 30 days*, you’ll earn 4.50% APY on your savings & Vaults balances and 0.50% APY on your checking balances¹. If you do not have a direct deposit or $5,000 or more in deposits every 30 days, you’ll earn 1.20% APY on savings & Vaults balances and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 8/2/2023. There is no minimum balance requirement. More information can be found here.