Members can earn up to 4.20% APY on their Savings & Vaults balances and 1.20% APY on their Checking balances with direct deposits.
Members without direct deposit will earn 1.20% APY which is 3x the national average.
NOTE: Interest rates are variable and subject to change at any time. The APY rate is current as of 4/25/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
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How do I get the Highest APY*?