Members can earn up to 1.80% APY on their Checking and on Savings with direct deposits. That’s more than 60x the national average rate for a checking account!
Members without direct deposit will earn 1.00% APY which is 33x the national average.
NOTE: Interest rates are variable and subject to change at any time. The APY rate is current as of 7/26/2022. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
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How do I get the Highest APY*?