Members can earn up to 1.50% APY on their Checking and on Savings with direct deposits. That’s more than 50x the national average rate for a checking account!
Members without direct deposit will earn 0.90% APY which is 30x the national average.
NOTE: Interest rates are variable and subject to change at any time. The rate of 1.50% APY is current as of 6/28/2022. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
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How do I get the Highest APY*?