How do I apply for a SoFi Credit Card?

You can apply for a SoFi Credit Card by clicking on this link and filling in a few personal and financial details to see if you’re eligible at this time.  Additionally, your initial application to check your eligibility won't impact your credit score.  Read below to see all of the application steps.

Fill in your Personal Information

1. Enter in your permanent resident address and click ‘Next’. 
   1. Note: This cannot be a P.O. Box or a mailing address, it must be your physical resident address.
   2. If your mailing address is the same as your permanent address, check the checkbox that says ‘Send my credit card to this address’.
   3. If your mailing address is different than your permanent address, leave the box unchecked and enter your mailing address at the bottom.
2. Enter your phone number to be sent a six-digit code to complete two-factor authentication for security purposes and click ‘next’.
3. Enter the six-digit code and click ‘next’.
   
4. Enter your social security number.
   
5. Enter your date of birth and click ‘Next’
   1. Note: Credit card applicants must be at least 18 years of age.
      
      

Fill In Your Financial Information

1. Enter your annual income and click ‘Next’
2. Enter how much you are spending per month on housing.
   
   

Review the Application Information

1. Review your personal and financial information for accuracy and click ‘Next’ if all the information is correct.
   

Submit the Application

1. Review the SoFi Credit Card Terms and Conditions and if you agree, check the checkbox indicating that you have read, understood, and consent to them and click ‘Submit Application’.
   
2. You’ll see a message confirming that SoFi is reviewing your application for approval.
   1. Note: Every application is different and may vary in the amount of time it might make to review the application.  If you have any questions while your application is being reviewed, please reach out at 855-456-7634 for further assistance.
      
3. If your application is approved, you’ll see a screen similar to the one below.