Do you charge late fees on your SoFi Credit Card? November 30, 2021 00:53 Updated Follow We do charge a late fee to your Credit Card account in certain scenarios, such as when a payment has been received late. The charges are defined in your terms and conditions. Related articles How much will my minimum payment be? Can I pay more than the minimum amount? Why was my credit line decreased? How do I permanently change my payment due date for my credit card? How do I apply for a SoFi Credit Card? How will I receive monthly statements for my SoFi Personal Loan?