When your employer or payer runs payroll, they submit files to the Federal Reserve. Every business day, the Federal Reserve sends that information to SoFi to let us know how much to deposit into your account (and when).
Instead of waiting until the usual payday, SoFi Money makes the money available as soon as we receive the notification from the Federal Reserve (which is often up to 2 days early, but may vary).
To unlock the 'Early Paycheck' feature simply set up direct deposit to your SoFi Money or Samsung Money by SoFi account.
You can follow these instructions to set up your direct deposit: How do I set up direct deposit?