SoFi Bank, N.A. is a digital experience powered by the SoFi app featuring checking and savings accounts that allow you to save and spend all in one place.
In addition to a higher interest rate and other great features, we offer no-charge ATM access through the 55,000+ Allpoint network. We work hard to provide no-charge P2P payments, mobile check deposits, bill pays, and much more.
Please note, our fee structure is subject to change at any time¹. To get started, go here and see all the great ways SoFi Checking and Savings can help you get your money right!
¹We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/