$100 Direct Deposit Promo

Eligibility and Details: All new and existing members without prior history of direct deposit are eligible for the promotion through 1/31/2022.

• The following describes the terms that apply to participation in the SoFi Money direct deposit promotional program (“Program”) offered by SoFi Securities LLC (“SoFi”).

• Eligible Participants: All new members who join SoFi Money during the Promotion Period and all existing SoFi Members without a prior history of Direct Deposit transactions ("Direct Deposit") to their SoFi Money account as of the beginning of the Promotion Period are eligible for the Program.

• Promotion Period: The Program will be available from 5/1/21 12:01AM ET to 1/31/22 11:59PM ET.

• Bonus Terms: In order to qualify for the bonus, an Eligible Participant must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period.

• Payout: SoFi will credit members who meet the qualification criteria stated above with a one-time cash bonus of $100 deposited into their SoFi Money account within two weeks of qualification.

• Qualifying Direct Deposits must be made from the enrolled member’s employer, payroll, or benefits provider via ACH deposit.

• Deposits that are not from an employer (such as check deposits; P2P transfers such as from PayPal or Venmo, etc.; merchant transactions such as from PayPal, Stripe, Square, etc.; and bank ACH transfers not from employers) do not qualify for this promotion.

• This offer cannot be combined with the SoFi Money rate discount on a SoFi loan.

• Bonuses are considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).

• SoFi reserves the right to exclude any Members from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed. SoFi also reserves the right to stop or make changes to the Program at any time.