If you initiate an ACAT transfer out, an early withdrawal fee equal to the full bonus or match amount will apply. If your account lacks sufficient cash, the fee may be debited from the receiving institution or added to a margin balance. SoFi reserves the right to liquidate securities to cover this fee. A separate ACAT transfer-out fee will also apply. All fees are subject to the current SoFi fee schedule. See our fee schedule for additional details.