Most payments go through instantly, but sometimes there can be delays with the payment network or the recipient’s bank. If a payment fails for any reason, you will get an email with the details and the money will be returned to your checking account.
Global remittance services are available to SoFi members through SoFi Checking and Savings. SoFi Checking and Savings is offered by SoFi Bank, N.A., Member FDIC. Transfers are subject to the terms of the SoFi Bank Deposit Account Agreement in effect at the time of payment. Fees, exchange rates, and estimated delivery times will be presented prior to payment confirmation. Service availability may vary by country or recipient.