How can I send money to friends and family from my SoFi Checking account?

You can send funds to friends and family via a peer-to-peer (P2P) transfer, by logging into your SoFi Checking account and following the steps below.

1. From your Sofi Checking account homepage, click 'Transfer'.
   
2. Select 'Send money to a Friend'
   
3. Enter a name, email address, or mobile number as instructed.
   • You may also select from a list of 'Contacts'.
   • Please note, if the phone number is associated with an existing SoFi Checking account member, the payment will be credited instantly to the recipient's SoFi Checking account. Otherwise, a text message will be sent to the recipient with a link to pick up the payment. (If the recipient is a SoFi member who has opted out of text notifications, the message will not be sent.)
4. Enter the amount to pay and add an optional note if applicable.  (Minimum amount is $1.00)
5. Confirm that all the information is accurate and click 'Pay' to send the payment.
6. You will receive payment confirmation, and clicking 'Done' will return you to the homepage.

Note:

• You cannot send money to yourself or your joint account holder.
• P2P transfers are not available from your SoFi Savings account.