We are thrilled to offer 4.20% APY on Savings & Vaults balances and 1.20% APY on Checking balances to members who have qualified active direct deposits set up for their SoFi Checking and Savings accounts with SoFi Bank, N.A.
SoFi Checking and Savings offers 1.20% on account balances for members who do not have direct deposits. Additional information can be found at www.sofi.com/legal/banking-rate-sheet
We are committed to creating meaningful and lasting relationships with our members. When you bank with SoFi, you're entering a relationship that prioritizes you. Our robust product offering puts you and your financial needs first to help you get your money right—and ultimately help you achieve financial independence.