Just like all agents, Gabi is paid a commission by the insurance company. There is no upcharge to you, Gabi's tool is free for you to use. These commissions are from the insurance companies' marketing budgets given Gabi brought them new customers, not from your premiums. Your rates are the rates provided and don't change. Gabi shows you quotes based on your savings. Gabi does not sell or share your data and doesn't cold call or spam its customers.