If you were to pay off your loan early, you are only responsible for the interest that has accrued up to the point your loan is paid off.
All payments will stop once the loan is paid in full and you will receive a payoff letter 30 calendar days after the payment has cleared. You will need to log into your SoFi account at sofi.com or via the SoFi Mobile App to access the letter. If you do not see the letter after 30 calendar days, please contact us to request it.
If you are enrolled in autopay and your paid in full payment has not been processed prior to your monthly payment due date, your autopay will still debit your account. You would be refunded any overpayment.