I need more time, can I extend my Rate Lock? April 27, 2021 19:07 Updated We would be happy to review your request to extend your Rate Lock. You can chat with one of our agents. Please note you will be prompted to log in. Or, you can call us at 855-456-7634. Related articles Can I extend my term on my SoFi loan? What is the difference between a soft credit pull vs a hard credit pull? How long does a Personal Loan application process take? My loan has been approved. How long do I have to sign the paperwork? How do I upload documents for my application?