The Military Lending Act (MLA) should not be confused with the requirements under the Servicemember’s Civil Relief Act (SCRA).
While the Servicemember's Civil Relief Act (SCRA) covers eligible products opened by a service member PRIOR to his or her term of active duty military service, the MLA provides benefits to credit accounts opened by a service member (or another covered borrower) DURING the servicemember’s term of active duty military service.
SoFi has already covered you for MLA benefits at the time you originated your debt/loan.
Click here to access your SCRA military benefits through SoFi.
Have additional questions about SCRA benefits at SoFi? Email SCRA@sofi.org.