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What is included in the monthly home loan payment?
What is SoFi's lock policy?
What exactly does "locking" mean?
What if I need to break my lock on my home loan?
What if my lock expires before my home loan is complete?
How do I lock my home loan?

What if I need to break my lock on my home loan?

November 25, 2020 16:43
Updated

You are free to withdraw your SoFi Home Loan application and break your lock at any time. There is no fee for doing so

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What if my lock expires before my home loan is complete?
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2750 East Cottonwood Parkway #300
Cottonwood Heights, Utah 84121

Investment Products:

ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org Opens A New Window. )

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