Can I roll my closing costs into my home loan? November 25, 2020 16:24 Updated Yes. As long as your Debt to Income ratio is within SoFi's guidelines. Related articles Are there prepayment penalties? What are standard third-party closing costs? Does SoFi charge lender fees? I want to build a house, does SoFi offer Construction Loans? I received a tax bill (delinquent or otherwise) from my county/city/town. Where do I send it?