Tax Information for SoFi Products – SoFi

Here's a breakdown of Tax Information by product. Click on the product name for other frequently asked tax questions related to each SoFi product.

Visit the SoFi Tax Documents Center to access all relevant tax documents for the upcoming financial year.
Go to Tax Preparation Support for SoFi Members for additional support on tax preparation.

SoFi Money

Tax Docs Applicable: 1099-INT
Available by: 2/1
Available for paperless download

SoFi Invest

Tax Docs Applicable: 1099-B, 1099-DIV, 1099-INT, 1099-R, 5498
Available by: 2/16
Available for paperless download

SoFi Crypto

Tax Docs Applicable: Crypto taxation log
Available by: 2/1
Available for paperless download (in CSV format)

Home Loans (Purchase or Refinance)

Tax Docs Applicable: 1098-INT
Available by: 2/1
Available for paperless download via eDocs on the Loan Administration portal

Personal Loans

Tax Docs Applicable: 1099-C
Available by: 2/1
Available for paperless download

Tax Docs Applicable: 1098-E, 1099-C
Available by: 2/1
Available for paperless download
Note: Your 2020 education loan interest paid to any prior servicer may be provided by that servicer.

Welcome & Referral Bonuses

Tax Docs Applicable:1099-MISC
Available by: 2/1
Available for paperless download when you opt-in
Applicable to all SoFi Members (Money, Invest, Personal Loans, Student Loans and Home Loans) who earned over $599 in welcome & referral bonuses during a financial year.

Debt Forgiveness, Negative Balance, Charged off Accounts

Tax Docs Applicable:1099-C
Available by: 2/1
Available for paperless download when you opt-in
Applicable to SoFi Money, Personal Loans, Student Loans