What is your minimum home loan amount requirement? November 25, 2020 01:05 Updated SoFi's Home Loans product requires a minimum loan amount of $100,000. Related articles Does SoFi offer a second mortgage or HELOC? Will applying for a mortgage or mortgage refinancing affect my credit? Does SoFi offer refinancing options or just new purchase home loans? Does SoFi refinance homes that are held in LLC's? Does SoFi offer Adjustable Rate Mortgages (ARM’s)?