What is your minimum home loan amount requirement? November 25, 2020 01:05 Updated SoFi's Home Loans product requires a minimum loan amount of $100,000. Related articles Does SoFi offer a second mortgage or HELOC? What is SoFi's minimum credit/FICO score requirement for a home loan? Will applying for a mortgage or mortgage refinancing affect my credit? Does SoFi offer refinancing options or just new purchase home loans? Does SoFi refinance homes that are held in LLC's?