What is your minimum home loan amount requirement? December 15, 2021 18:43 Updated Follow SoFi's Home Loans product requires a minimum loan amount of $100,000. Related articles Does SoFi offer a second mortgage or HELOC? Does SoFi offer refinancing options or just new purchase home loans? Will applying for a mortgage or mortgage refinancing affect my credit? Does SoFi refinance homes that are held in LLC's? Does SoFi offer Adjustable Rate Mortgages (ARM’s)?