The monthly loan payment shown when you receive a rate quote on the SoFi site includes the principal and interest of the loan only.
Property Tax and Insurance amounts will be requested from you in order to determine your qualifying Debt-to-Income ratios, which vary based on location and other factors.
If you have questions or concerns about your quoted payment, please contact your Mortgage Loan Originator at the number they provided, or call (844) 763-4466.